Where and when it helps
The HSE issues an EHIC to eligible residents for holidays and other qualifying temporary stays. The local public system decides what care is medically necessary and which patient charges apply. Private treatment is not covered simply because it happens abroad.
Each traveller needs their own valid card or accepted replacement certificate. Check the expiry date and destination coverage before departure.
What it does not cover
- Private healthcare outside the state system.
- Travel undertaken specifically to receive treatment.
- Medical repatriation to Ireland.
- Cancellation, baggage, liability or other travel losses.
- Every patient charge in the destination.
Comprehensive travel insurance can cover risks outside the EHIC, subject to the policy terms, declared conditions and planned activities.
Apply and use it
Apply through the HSE, not a paid intermediary. Carry the card or current replacement certificate and know how to contact the insurer. If you pay for eligible public care, keep receipts and clinical documents for any reimbursement process.
Sources and review record
- HSE: Apply for an EHIC · accessed 11 July 2026.
- Department of Foreign Affairs: Travel insurance and health · accessed 11 July 2026.
This guide provides general information for the Republic of Ireland. Check the linked official guidance for your circumstances and current rules.